We use the daily balance computation method to calculate the interest in your account. This method applies a daily periodic rate to the principal in the account each day. You must maintain the minimum $1,000.00 balance to earn interest and to obtain the annual percentage yield disclosed.
Maintenance Fees – If account balance falls below:
Other Fees – A debit ledger entry fee of $.20 will be charged for each debit transaction in excess of 30 during a monthly statement cycle.
Rate information and frequency of rate changes – At our discretion, your interest rate and annual percentage yield may change at any time.
Accrual of interest on non-cash deposits – Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
We use the daily balance computation method to calculate the interest in your account. This method applies a daily periodic rate to the principal in the account each day. You must maintain the minimum $1,500.00 balance to earn interest and to obtain the disclosed annual percentage yield.
Maintenance Fees – A monthly fee of $7.00; no maintenance fee is charged if a $6,000.00 average collected balance is maintained or if a $3,000.00 minimum balance is maintained.
Debit and Credit Fees – A ledger entry fee of $.20 will be charged for each debit or credit.
Rate information and frequency of rate changes – At our discretion, your interest rate and annual percentage yield may change at any time.
Accrual of interest on non-cash deposits – Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
We use the daily balance computation method to calculate the interest in your account, which applies a daily periodic rate to the principal in the account each day. You must maintain the minimum $2,000.00 balance to earn interest and obtain the disclosed annual percentage yield.
Maintenance Fee – A monthly fee of $6.00; no maintenance fee is charged if a $6,000.00 average collected balance is maintained or if a $3,000.00 minimum balance is maintained.
Transaction Limitations – Transfers from this account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per monthly statement cycle.
Transaction Fee – Withdrawals exceeding the above listed limitations will be charged an excessive withdrawal fee of $3.50 per item after six withdrawals.
Rate information and frequency of rate changes – At our discretion, your interest rate and annual percentage yield may change at any time.
Accrual of interest on non-cash deposits – Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
We use the daily balance computation method to calculate the interest in your account. This method applies a daily periodic rate to the principal in the account each day.
Transaction Limitations – Withdrawals from this account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per calendar month or statement cycle.
Transaction Fees – An excessive withdrawal fee of $1.50 will be charged for each withdrawal in excess of six during a quarter.
Maintenance Fee – A maintenance fee of $3.00 will be imposed each quarter if the average collected quarterly balance falls below $100.00.
Rate information and frequency of rate changes – At our discretion, your interest rate and annual percentage yield may change at any time.
Accrual of interest on non-cash deposits – Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
Oklahoma Bank and Trust Company offers a full line of certificates of deposits and IRA products.
Contact us for the most current yields on all our interest bearing accounts.
Never give out personal information to any unsolicited telephone calls or emails. We will never contact you for personal information.
Notify us immediately if you feel your account has been compromised at (580) 323-2345.
Obtain a free credit report at annualcreditreport.com.