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Personal Checking Accounts

Redbud Club Checking
  • Available to individuals 18 or older
  • Minimum balance to open the account: $100.00
  • No minimum balance to maintain
  • Unlimited monthly debits & withdrawals
  • Free or discounted personalized member checks
  • Free Cashier’s Checks
  • Free Money Orders
  • Free Notary Service
  • Overdraft Protection Loan available– $70 annual fee
  • SecureMobile coverage for 2 phones
  • Total Identity Monitoring
  • Fully-Managed Identity Theft Resolution Service
  • Identity Theft Expense Reimbursement
  • Quarterly Credit Scores
  • Debit card – $0 annual fee
  • Statement with images
  • Insurance benefits with up to $10,000 Accidental Death & Dismemberment
  • Roadside & Locksmith Advantage
  • $9.50 monthly service charge
Route 66 Checking
  • Available to individuals 60 or older
  • Minimum balance to open the account: $100.00
  • No minimum balance to maintain
  • Unlimited monthly debits & withdrawals
  • Free or discounted personalized member checks
  • Free Cashier’s Checks
  • Free Money Orders
  • Free Notary Service
  • Overdraft Protection Loan available– $70 annual fee
  • SecureMobile coverage for 1 phone
  • Total Identity Monitoring
  • Fully-Managed Identity Theft Resolution Service
  • Identity Theft Expense Reimbursement
  • Quarterly Credit Scores
  • Debit card – $0 annual fee
  • Statement with images
  • Insurance benefits with up to $100,000 CC Accidental Death & Dismemberment
  • Roadside & Locksmith Advantage
  • $4.50 monthly service charge
Western Plains Checking
  • Available to individuals 18 or older
  • Minimum balance to open the account: $100.00
  • No minimum balance to maintain
  • Unlimited monthly debits & withdrawals
  • Debit card – $0 annual fee
  • Total Identity Monitoring
  • Fully-Managed Identity Theft Resolution Service
  • Identity Theft Expense Reimbursement
  • No monthly service charge with paperless statement; $3.50 monthly service charge with paper statement
Okie Dokie Lifetime Checking
  • Available to minors (Minor must have a parent or guardian as guarantor until the minor reaches the age of 18)
  • Minimum balance to open the account: $25.00
  • No minimum balance to maintain
  • Unlimited monthly debits & withdrawals
  • Debit card – $0 annual fee
  • Total Identity Monitoring
  • Fully-Managed Identity Theft Resolution Service
  • Identity Theft Expense Reimbursement
  • No monthly service charge with paperless statement; $3.50 monthly service charge with paper statement
  • $10 back when Financial Literacy Worksheet completed and returned

Protect Against Identity Theft

Never give out personal information to any unsolicited telephone calls or emails. We will never contact you for personal information.

Notify us immediately if you feel your account has been compromised at (580) 323-2345.

Obtain a free credit report at annualcreditreport.com.